Home Care Made EZPZ

Homes need constant care and home service contract makes budgeting “EZPZ.” by: Arthur J. Chartrand*

Buying a home can be a challenging process but selecting a home service contract shouldn’t be. Thankfully the National Home Service Contract Association (NHSCA) has made the process easy. As a matter of fact, they have made it “EZPZ” for you. (Easy Peasy, if you are not into the acronym thing.)

Homebuyers need only look for the NHSCA logo which is granted to member companies that agree to adhere to sound and ethical business practices. No company can buy an NHSCA logo¾they have to earn it. Companies are vetted by peer review which means that even their toughest competitors have to approve of them. Onsite office audits and visits to member offices by NHSCA counsel are common. Adhering to a code of ethics, compliance with all state laws and regulations and fair advertising practices are just a few of the requirements.

We tend to trust when an electrical appliance is “UL certified” or a household product gets the “Good Housekeeping Seal of Approval.” The NHSCA is the seal of approval for the home service contract industry (often referred to in real estate circles as a “home warranty”).

Media often cover stories about consumers being ripped off by an unscrupulous financial adviser, home contractor or auto mechanic.  Is everyone in these professions bad?  Clearly not. The consumer simply lacks a knowledgeable reference or takes the wrong approach. Asking for input from a trusted neighbor or a real estate agent is also a good idea. Caution should be utilized when using online sources where marketing and advertising dollars can impact ratings.

The same goes for Google searches. Trusting a company just because they pop up as the number one ad sponsor does not mean they are the best choice.  Unfortunately, some companies spend millions of dollars on meta data and search engine optimization rather than focusing on good service.  If you research Google to a greater degree you will note government sanctions against home warranty companies with names like “select,” “secure” or “choice” in them.  Educate yourself and read the full story.

The NHSCA represents the highest standard in home service contract protection and works to promote the same throughout the industry. There are a few very good companies who are not yet members of the NHSCA. Accordingly, the NHSCA is constantly reviewing companies and targeting the finest, legitimate and responsible companies for membership.

The NHSCA takes fraud seriously. It continually monitors the industry and works cooperatively with government officials as well as consumers in a robust effort to combat fraud.  To see its most recent effort simply visit www.homeservicecontract.org  Marginal providers just won’t come near the NHSCA.

NHSCA members serve nearly five million households and pay out nearly two billion dollars in service claims every year. If a consumer ever has an issue with a service by an NHSCA member, the NHSCA website provides an avenue of communication direct to the top of its member companies.

So look for the NHSCA logo when picking a home warranty company. Or just think  “EZPZ.” In fact, if you forget NHSCA or www.homeservicecontract.org, just remember “EZPZ.” Go to EZPZhome.organd you will find the most qualified and reliable providers in the industry. If that isn’t easy enough, visit EZPZhome.org.  How EZ is that?

The NHSCA is an IRS registered 501 (c)(6) trade group of highly selected and premier providers of home service (warranty) contracts. The NHSCA is based in the heart of Americaat 10000 Marshal Drive, Lenexa, KS 66215 with members serving consumers throughout the United States.

For more information or an interview, contact:
Joy L Moore, Chief of Staff NHSCA
10000 Marshal Drive
Lenexa, KS 66215
Ph: 913.871.5600 FAX: Use Email
joylmoore@mac.com

* Arthur J. Chartrand is an attorney, consumer rights advocate, former national radio talk show host and counsel to the National Home Service Contract Association

Email him at: artchartrand@mac.com

 

 

 

 

 

 

NHSCA Officers Elected

Lorna Mello, Senior Vice President of Sales & Marketing for Old Republic Home Protection Elected President of National Home Service Contract Association. Richard Adams elected VP and John Walsh, Secretary Treasurer.

June, 2018 – Lorna Mello, a highly experienced veteran and leader in home service contract sales and marketing was elected President of the National Home Service Contract Association (NHSCA) at its national meeting June 21 in Michigan.

Mello is Senior Vice President of Sales and Marketing with Old Republic Home Protection Company, based in San Ramon, California. She succeeds Mike Bartosch of 2-10 Home Buyers Warranty of Denver who completed a two year term.

“Lorna has been a national leader within the NHSCA for many years and served in numerous lead roles. It is hard to think of anyone more capable and knowledgeable,” commented Art Chartrand, Executive Director and Counsel to the Kansas City-based trade group.

“The home service contract business faces unprecedented demand and growth in the next few years. Supported by the internet, consumers now have unlimited access to compare products, coverage, and price, at their convenience.  As a result, it is imperative that the NHSCA help provide protections for our industry’s consumers, ensuring they are served by reputable providers” said Mello. “Working through the NHSCA and closely with state regulators, we will meet that challenge. Consumers need to feel confident that when they purchase a home service contract the company can be trusted to deliver on their commitment.  Always be sure the home service contract provider is a registered member of the NHSCA.  Be sure to look for the NHSCA logo on their brochure, or visit www.homeservicecontract.org for a list of member companies.” Mello advises.

Mello echoed the words of Bartosch noting that today, people fall into three categories when it comes to protecting the condition of their home.  1) those that want to but no longer can; 2.) those that can but don’t want to or have time to; and 3.) those that simply have no idea how.

Richard Adams, CEO of Utah based National Home Guaranteed was elected Vice President and John Walsh, counsel for HMS Cross Country was elected the group’s secretary/treasurer. “These are not only great business people, but great family people. They understand consumers and work hard to meet consumer expectations in this ever important and growing  industry, ” said Chartrand.

NHSCA members are the nation’s leading providers of consumer contracts to service, repair, or replace household systems and appliances that fail due to normal wear and use. The NHSCA works to improve the public’s understanding of the value and benefits of home warranties (service contracts), and encourages sound and ethical business practices and standards. In 2016, over four million service contracts were sold by NHSCA members, with well over one billion dollars paid at wholesale cost representing hundreds of millions more in consumer benefits and savings.

About the NHSCA

The National Home Service Contract Association (NHSCA) is a non-profit 501(c)(6) industry trade organization of member companies serving home service contract providers and consumer interests throughout the United States. For more great industry and consumer information, visit http://www.homeservicecontract.org.

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Personal v Real Property: A Modern Perspective

When it comes to home systems and appliances, it’s not personal.

We all hear that arcane and rather silly message as we depart an airplane. “Please look around for all your personal belongings and take them with you.”  I always wondered, “Are there impersonal belongings?  Are there “public belongings?”  Is belongings even a word? (It is.) What if you have something in your possession but it does not “belong” to you? Is it still a belonging? What makes it “personal?”
Continue reading “Personal v Real Property: A Modern Perspective”